How does the type of car i drive affect the cost of my insurance?

The type of car you drive generally does not affect the premium you pay for Third Party Liability insurance.

It does, however, affect the cost of coverage for physical damage to your car. Insurance companies rate cars according to their safety record and the cost to repair or replace them. Collision and Comprehensive insurance varies according to these ratings. Some companies also charge more to insure certain types of high-powered cars or those which have been increased in value by customizing.