Steers Insurance Limited is committed to protecting your privacy and the confidentiality of your personal information. In order to comply with the Privacy legislation, we have developed this Privacy Policy. Any personally identifiable information about a customer is considered personal information and will be treated in accordance with this Privacy Policy.

Personal Information Disclosure Request Form
Please Note: A $25.00 application fee is required for request.


Steers Insurance Limited collects, uses and discloses Personal Information for the following purposes:

  • Offering and providing insurance and related products and services to you
  • Establishing and maintaining communications with you
  • Verifying your identity and the accuracy of your Personal Information with government agencies, industry associations or insurance companies
  • Analyzing, assessing and underwriting insurance risks on a prudent basis
  • Determining and facilitating your payment of fees and insurance premiums
  • Investigating and paying claims
  • Detecting and preventing fraud or other illegal activities
  • Compiling statistics
  • Complying with the law or requests of law enforcement agencies or regulators


Your consent can be express or implied. Express consent can be verbal or written. Implied consent exists when we can reasonably conclude that you’ve given consent by some action you’ve taken or when you decide not to take action. We rely on the following actions by you as indications of your consent to our past, current and future personal information practices:

  • Your consent through the voluntary provision of personal information directly to Steers Insurance Limited for the purpose of obtaining an insurance quote
  • Your consent of acknowledgement contained in a written, verbal or electronic application process
  • Your consent as solicited by Steers Insurance limited or our agent for a specified purpose
  • Your receipt of this Privacy Policy until you, or if you notify Steers Insurance Limited of your withdrawal of consent
  • Your consent given through your authorized representative such as a legal guardian, agent orĀ  holder of a power of attorney

Subject to certain legal or contractual restrictions and reasonable notice, you may withdraw this consent at any time. Steers Insurance Limited will inform you of the consequences of withdrawing your consent. Such withdrawal of consent could mean that we cannot provide you with insurance coverage or other requested products, services or information.


Steers Insurance limited will only collect, use or disclose personal information that is necessary for the purposes identified or required by law. Steers Insurance limited will only collect personal information by fair and lawful means. We will retain personal information only as long necessary for the fulfillment of the identified purpose.

Accuracy Steers Insurance Limited will maintain your personal information as accurate, complete and up-to-date as is necessary. If you identify a discrepancy in your personal information contact your customer service representative.

Resources and how to contact us A copy of this Privacy Policy (and any future updates) can be obtained from our website at

If you have questions or concerns about your privacy, your customer service representative will be pleased to help.

If you still have unresolved concerns you may write to our Privacy Compliance Officer as follows:

By Mail: Steers Insurance Limited
PO Box 1776
St. John’s, NL
Attention: Privacy Compliance Officer

On the web:

By phone: (709) 722-1532
Ask for: Privacy Compliance Officer

By facsimile: (709) 722-1532
Attention: Privacy Compliance Officer