BUILDERS ALL-RISK All-risk protection for the professional builder For the builder whose financial risks grow as a project takes shape, Steers Insurance has access to the industry's most flexible - and simplified - all-risk protection plans. Our Builders Risk Policies provide contractors the strongest possible foundation to build on. Most importantly, we give you something only the experts do; plain, clear language stating exactly how you are covered. Superior coverage at a competitive price. This is true all-risk coverage at a competitive price - coverage that's also tailored to meet your precise needs. Your policy can be designed with or without standard exclusions such as flood and earthquake, and offers a host of other inclusions and options. Take a look. NO TESTING EXCLUSION - Don't worry about a gap in coverage when ready to test machinery and equipment. You're covered. RESULTANT DAMAGE - Protects you automatically for resultant damage caused by errors in design, faulty workmanship or materials. LOSS OF RENTAL INCOME - You can choose to be covered against the loss of rental income that results from a delay due to a covered loss. SOFT COST COVERAGE - You may also want to extend your protection to cover specific expenses over and above projected costs - e.g. advertising and promotional expenses.