INSTALLATION FLOATER Specialized protection during installation Steers Insurance access to programs for professional builders insurance can include important supplements to your all-risk protection: the industry's most effective Installation Floaters. Precisely when it's needed, we can provide Installation Floaters that zero in on the risks you face during the installation of heavy machinery and equipment for all kinds of systems and assignments - plumbing, heating and air conditioning, electrical, and general construction. Testing included. One of the major advantages of some Installation Floaters is that, unlike others, they do not exclude the testing of systems and equipment. We understand that testing is an integral part of every job, so we can make sure you're covered for all testing activities. And, like all many of the construction policies Steers Insurance can secure for you, we can tailor your Installation Floater to suit your exact needs. ALL-RISK OR SPECIFIC PERILS- You may wish to have your Installation Floater cover a full range of related risks while it's in force. Or, if you have other types of coverage, you can design this floater to protect you against specifically named perils. FAIR RATES FOR PERIODIC OR ALL-YEAR NEEDS - Whether you require your floater for a set time, a single project, or on a continuing (blanket) basis for several projects, we'll work with you to design a coverage and rate structure that's in line with expected needs. Rates are based on estimated values at the outset, and can be adjusted at the end of the project, or the year, when actual figures are known. RESULTANT DAMAGE - You can be automatically covered for resultant damage that results from errors in the design or from faulty workmanship or materials.